Why Iran Travel Insurance?
After saving for a while and doing research, you’ve finally decided to apply for Iran visa. Hooray! You’ve probably heard that you need a travel insurance for your trip, but you wonder “is it really necessary to get a travel insurance for Iran?” Well, the answer is short and simple: YES.
Basically, there are two reasons for having a travel insurance for traveling to Iran; First, a travel insurance is required to collect your Iran visa; without having a printout of your valid insurance, you can’t collect your visa from the embassy or the visa office at the airport. Second, you don’t want the unexpected mishaps to ruin your long-awaited trip. A good travel insurance can protect you against mishaps and cover many unexpected and exorbitant costs.
Can I use my existing travel insurance?
If you already have a travel insurance, be careful because a travel insurance for your trip to Iran can be different from a travel insurance to other destinations. That is, many insurances sold outside Iran are not valid for a travel to Iran or at least some parts of Iran. The problem is that, due to the long history of political tensions and sanctions between Iran and west, many insurers do not put Iran in their destination lists. So, if you want to use your travel insurance for getting your Iran visa, make sure ‘Iran’ is clearly mentioned in their list.
There are insurance companies which use general terms like ‘Asia’ or ‘Middle East’ in their lists, but even such terms are not acceptable for the visa officer. You can ask your insurance company to send you a document with “Iran” being mentioned in the list.
How to get Iran Travel Insurance?
If you don’t have a travel insurance or your travel insurance is not valid for Iran, you need to book a travel insurance for traveling to Iran. While there’s a choice of buying an insurance from the embassy or the visa office at the airport, with 1stQuest, you can book your insurance online. With 1stQuest’s online insurance service, in less than 5 minutes, you’ll book your Iran travel insurance at the lowest price and receive it in less than two working days.
What is covered by the insurance?
Anything from a lost baggage to a family emergency can ruin your trip and bring your trip to an end before it even begins. 1stQuest’s insurance partner is Saman Insurance Company, one of the most renowned and reliable Iranian Insurance companies. When you insure your trip with 1stQuest, you’ll be covered for expenses including but not limited to: emergency medical expenses, emergency return home following death of a close family member or serious illnesses, loss of passport, driving license, national ID card, loss of registered luggage or expenses arising from delay of baggage delivery, legal aid in case of any legal problem, etc. In the following table, you’ll see the coverage cases and costs in detail:
|Coverage cases||Coverage amount up to|
|Emergency dental care It is restricted to treatment of pain, infection and removal of the tooth affected Deductible: EUR 25||€200|
|Emergency return home following death of a close family member or serious illnesses||Actual Expenses|
|Transport or repatriation in case of illness or accident||€5500|
|Repatriation of mortal remains||Actual Expenses|
|Repatriation of family member traveling with the insured||Actual Expenses|
|Loss of passport, driving license, national identity card abroad||€200|
|Loss of registered luggage Benefits of this clause and previous one cannot be accumulated.||€150|